The MPL Insurance Sector Report: 2025 Mid-Year Financial Performance, is the latest installment in a series of reports produced by the Association’s Research and Analytics Department. The report examines various key financial metrics, including losses, pricing, and written premium growth within the MPL industry.
These metrics are examined across the several sectors of the industry, including physicians, hospitals, other professionals (such as nurse practitioners and physician assistants), and other facilities (such as long-term care and outpatient facilities).
The report highlights several key findings and trends within the MPL industry. For example, it discusses the continued rise in claim severity, driven by factors such as larger jury verdicts, rising defense costs, and social inflation. This trend is especially impactful in the hospital excess insurance sector.
In addition, the report discusses the shifting landscape of the MPL industry. Physician exposures are shrinking due to the transition from independent practice to employment within hospitals and healthcare systems, while the hospital sector is undergoing changes driven by mergers and acquisitions and increasing demand for excess coverage. Growth is also being seen in the other professionals sector, particularly allied health professionals, and in the other facilities sector.
To access the full report, click here.